about Payday Loans
1) In order to be approved for a pay day
loan, will you need to run a credit check?
Usually no, although it is up to the lender to make that decision. Payday loans are approved for people with all types of credit and generally no credit check is done, so you don't have to worry about whether
your credit score is high enough. Please keep in mind that lenders may also query various consumer databases that will allow them to find out if you have other outstanding payday loans.
2) What is the maximum amount that I can apply for?
Generally, for pay day loans, you can apply for up to $1000. The lender will decide how much you will qualify for.
3) Will it be necessary for you to call my employer for employment verification?
No, generally calling you employer is not necessary if you can show proof
of current employment and income.
4) Can I be approved even if I only work part-time?
Of course, again you will be asked to provide proof of income. As
long as your part-time job is steady, and meets the income requirements,
you shouldn't have any problems being approved for pay day loans.
5) Are payday loans the same as personal
No, personal loans can be more difficult to be approved for, especially
if you have any credit problems or issues such as bankruptcy, late
payments, or no credit at all. Pay day loans do not require good
credit, collateral, or a co-signer.
6) Will I be allowed to use my pay day loan for any reason
that I need?
Absolutely, we cannot tell you how to use payday loans. It is entirely
up to you to use it wisely.
7) Can I apply by phone?
Due to privacy laws, we cannot accept pay day loan applications
over the phone. The quickest way to be approved for pay day loans
is to apply online. There is absolutely no application fee and you
are definitely under no obligation to accept any offers receive.
8) Are other types of loan services available?
Yes, auto loans, personal loans, and debt relief services are available here.
9) Do you ask for any type of payment upfront?
No, we will never ask for payment of any kind to apply. There are absolutely no fees for using our services, and you will never be charged for filling out the online loan application.